Good judgement comes from experience. Sometimes, experience comes from bad judgement.
If I have to choose between an omnipotent God who leaves the world in this condition, and a God who has only a little bit of power but really cares and tries to make things better, I'll take you every time. Go on playing God, Hyrum. You're not bad at it. Sometimes you kind of get it right.
The secret of success is to realize that the crisis on our planet is much larger than just deciding what to do with your own life, and if the system under which we live the structure of western civilization begins to collapse because of our selfishness and greed, then it will make no difference whether you have $1 million dollars when the crash comes or just $1.00. The only work that will ultimately bring any good to any of us is the work of contributing to the healing of the world.