The maxim of buying nothing without the money in our pocket to pay for it, would make of our country one of the happiest upon earth. Experience during the war proved this; as I think every man will remember that under all the privations it obliged him to submit to during that period he slept sounder, and awaked happier than he can do now. Desperate of finding relief from a free course of justice, I look forward to the abolition of all credit as the only other remedy which can take place.

Summary

This quote emphasizes the importance of fiscal responsibility and living within one's means. The author suggests that if individuals and the country as a whole were to follow the principle of only buying things when they have the actual money to pay for them, it would lead to great happiness and prosperity. This is supported by the experience of the war when people had to endure hardships but still found contentment in knowing that they were not burdened by debt. The author also expresses disillusionment with the current system of credit and sees its abolition as the ultimate solution for achieving justice and financial relief.