So much for industry, my friends, and attention to one's own business; but to these we must add frugality if we would make our industry more certainly successful. A man may, if he knows not how to save as he gets, keep his nose all his life to the grindstone, and die not worth a grout at last.

Summary

This quote emphasizes the importance of not only working hard and minding one's own business but also being frugal in order to achieve true success. It suggests that simply being industrious and focused on work is not enough; one must also exercise wise financial management by saving and avoiding unnecessary expenses. Without frugality, the quote suggests that even a person who works tirelessly can end up with little to show for it in the end. Therefore, it highlights the value of being both hardworking and financially prudent to secure long-term prosperity.

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