Take time to gather up the past so that you will be able to draw from your experience and invest them in the future.
As long as women are in the work force making their own money and decisions, men are going to have to realize that this way of life is here to stay - because it takes two incomes to make it and more now. The sooner you address your style of saving and spending with your mate the better off your relationship will be.
I'm a morning person because I learned to write my novels while still practicing law. I would get to the office at 6:30 a.m. and write until other people arrived, around 9. Now I still do that. I start at 6:30 or 7, and I'll write until 11, then take an hour off, then work until about 2 p.m. By then my brain has had enough.