Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery.

Summary

This quote, attributed to Charles Dickens, highlights the importance of living within one's means in order to achieve happiness and avoid misery. It emphasizes the idea that having a surplus of income, no matter how small, is more joyous than having a deficit. By spending less than what we earn, we can maintain financial stability, secure our basic needs, and avoid debt-related stress and hardships. Ultimately, the quote illuminates the wise and simple principle of prioritizing responsible financial management as a key factor in leading a contented life.

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