Quote by Charles Dickens
Credit is a system whereby a person who can not pay gets another person who can not pay to guarantee that he can pay.
Summary
This quote suggests that the concept of credit is essentially an agreement between two individuals who do not have the ability to make payments. One person will assure the other that they will repay the debt on behalf of the person unable to pay. It highlights the interconnected nature of credit, with individuals relying on each other's guarantees to access financial assistance despite their own financial limitations.