Summary
This quote emphasizes the importance of financial responsibility and restraint. It advises against reckless spending or falling into debt by cautioning individuals to avoid spending money they do not yet possess. By highlighting the need to earn money before utilizing it, this quote underscores the value of hard work, self-discipline, and financial planning in managing one's finances effectively. It encourages individuals to prioritize saving and earning income over impulsive or extravagant expenses, striving for financial stability and avoiding unnecessary financial strain.