Summary
This quote suggests that individuals who adopt other people's opinions instead of formulating their own are ultimately indebted to those from whom they acquired their beliefs. By borrowing opinions without critically evaluating them, these individuals fail to develop their intellectual independence. Just as financial debts must be repaid, the quote implies that borrowed opinions need to be returned or settled, representing the need for one to develop their own well-informed perspectives rather than relying solely on the thoughts of others.