Quote by J. K. Rowling
Talent and intelligence never yet inoculated anyone against the caprice of the fates.
Summary
This quote suggests that possessing talent and intelligence does not guarantee protection or immunity from the unpredictable and whimsical nature of fate. Regardless of how skilled or intelligent a person may be, they are still susceptible to the unpredictable circumstances and unforeseen events that can shape one's life. In other words, talent and intelligence are not enough to control or overcome the fluctuations and uncertainties that fate can impose upon individuals.