When families save, they can get through emergencies like a bad harvest or a medical emergency. But it's more than that. They can also plan for the future, gradually saving up for a small business or for their children's school tuition.

Winners make a habit of manufacturing their own positive expectations in advance of the event.

Brian Tracy

My father was a diplomat for part of his life and I jumped from country to country and culture to culture.

Walter Salles

Every morning I wake up and thank God.

Aaron Neville

I was never one to patiently pick up broken fragments and glue them together again and tell myself that the mended whole was as good as new. What is broken is broken -- and I'd rather remember it as it was at its best than mend it and see the broken places as long as I lived.

Margaret Mitchell

Truth, which is important to a scholar, has got to be concrete. And there is nothing more concrete than dealing with babies, burps and bottles, frogs and mud.

Jeane Kirkpatrick

Maybe if I'd agreed to do the debutante thing like she wanted. Or taken up pageants instead of riding jump bikes with a bunch of grungy boys. I'd always tell her, why can't I do both? Who says you have to be either smart or pretty, or into girly stuff or sports? Life shouldn't be about the either/or. We're capable of more than that, you know?

Sarah Dessen

Tax not so bad a voice to slander music any more than once.

William Shakespeare

Do what you say you will do.

Ron Dickson

One man can be a crucial ingredient on a team, but one man cannot make a team.

Kareem AbdulJabbar

There was a hand in the darkness, and it held a knife.

Neil Gaiman

'Harry Potter' gave me back self respect. Harry gave me a job to do that I loved more than anything else.

J. K. Rowling

People don't have time to wait for somebody to paint their portraits anymore. The money is in photography.

Robert Mapplethorpe